Pinney & Scofield, Inc. (“Pinney & Scofield”) is an SEC registered investment adviser located in Cambridge, Massachusetts. 

The Pinney & Scofield may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. The Pinney & Scofield’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of the Pinney & Scofield’sweb site on the Internet should not be construed by any consumer and/or prospective client as Pinney & Scofield’ssolicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by the Pinney & Scofield with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.  A copy of the Pinney & Scofield’scurrent written disclosure Brochure and Form CRS discussing the Pinney & Scofield’sbusiness operations, services, and fees is available on this web site and/or from Pinney & Scofield upon written request. ThePinney & Scofield does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to the Pinney & Scofield’sweb site or incorporated herein, and takes no responsibility therefor.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by the Pinney & Scofield), will be profitable or equal any historical performance level(s). Neither the Pinney & Scofield’s investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if the Pinney & Scofield is engaged, or continues to be engaged, to provide investment advisory services. The Pinney & Scofield registration status does not imply a specific level of skill or training.

Certain portions of the Pinney & Scofield’sweb site (i.e., newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, the Pinney & Scofield (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Pinney & Scofield, or from any other investment professional. The Pinney & Scofield is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

*Please Note: Limitations. Neither rankings nor recognitions by unaffiliated rating services, publications, media, or other organizations, nor the achievement of any professional designation, certification, degree, or license, membership in any professional organization, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that the client will experience a certain level of results if the investment professional or the  investment professional’s firm is engaged, or continues to be engaged, to provide investment advisory services. A fee was not paid by either the investment professional or the investment professional’s firm to receive the ranking. The ranking is based upon specific criteria and methodology (see ranking criteria/methodology). No ranking or recognition should be construed as an endorsement by any past or current client of the investment professional or the investment professional’s firm. The ranking is only applicable to the specific referenced year. ANY QUESTIONS: Pinney & Scofield’s Chief Compliance Officer remains available to address any questions regarding rankings and/or recognitions, including the criteria used for any reflected ranking.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to Pinney & Scofield’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from the Pinney & Scofield, or from any other investment professional.

Each client and prospective client agrees as a condition precedent to his/her/its access to Pinney & Scofield’sweb site, to release and hold harmless the Pinney & Scofield, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from the Pinney & Scofield.