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      <image:title>Home</image:title>
      <image:caption>We are a team of fee-only financial advisors with over 60 years combined experience and expertise. Our role as fiduciaries provides our clients with confidence we are acting in their best interest as we bring transparent, evidence-based advice to help them navigate through their financial lives.</image:caption>
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    <loc>https://www.pinneyandscofield.com/areas-of-practice</loc>
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    <lastmod>2025-07-08</lastmod>
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    <lastmod>2025-10-20</lastmod>
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    <loc>https://www.pinneyandscofield.com/about-old</loc>
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    <lastmod>2021-01-05</lastmod>
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      <image:title>About - John Goddard</image:title>
      <image:caption>John has been a partner of the firm since 2014. He is a 1996 graduate of Bentley College with a degree in Economics-Finance. John is a Certified Financial Planner™ (CFP®). His professional affiliations include the Financial Planning Association (FPA) and National Association of Personal Financial Advisors (NAPFA). He has been quoted in national and local publications including the Wall Street Journal and Boston.com. Prior to joining Pinney &amp; Scofield in 2007, John worked at Merrill Lynch, Ameriprise Financial and John Hancock. In his free time, John enjoys reading, basketball, golf, and spending time with his wife and two sons.</image:caption>
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      <image:title>About - Richard Seeley</image:title>
      <image:caption>Richard graduated from Rensselaer Polytechnic Institute in 1984 with a degree in engineering and a minor in management. He served over five years in the United States Air Force, during which time he received his MBA. Richard has been in the independent advisory business since 2001, spending five years with Prudential Insurance prior to that. He is a Certified Financial Planner™ professional (CFP professional). He enjoys being outdoors with his children and coaching little league, and is interested in science and cosmology. Having grown up in New Jersey, he is torn between rooting for New York and Boston sports teams.</image:caption>
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      <image:title>About - Mary Evans</image:title>
      <image:caption>Mary joined the firm in 2019. Prior to joining Pinney &amp; Scofield, she was a senior client adviser at TFC Financial Management, an independent financial advisory and investment management firm. She has held the designation of Certified Financial Planner (CFP®) since 2010. Mary holds her Bachelor of Science degree from Boston College, with a concentration in accounting. In December of 2006 she completed her Master of Science degree in Financial Planning from Bentley College. Mary previously worked closely with graduate students on career planning and placement at Bentley College and Babson College. She began her career at PricewaterhouseCoopers serving in a variety of roles as a member of the audit staff, in human resources and led the campus recruiting program for the Boston Office. Mary is a certified SHINE (Serving the Health Insurance Needs of Everyone) counselor in Massachusetts, a non-profit organization committed to providing accurate, unbiased health insurance information to Medicare beneficiaries.</image:caption>
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      <image:title>About - Ryan McCarthy</image:title>
      <image:caption>Ryan graduated from the University of New Hampshire where she earned her degree in English Education. As the office manager she is responsible for a multitude of office responsibilities – some including opening of new accounts, managing client requests, internal accounting, and maintaining client information. Ryan joined us in 2008 from another investment advisory firm where she had been for 4 years. In her spare time, she is also a fitness cycle instructor and she and her dog, Sierra, enjoy spending time in the outdoors camping, hiking, and kayaking.</image:caption>
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      <image:title>About - Sierra</image:title>
      <image:caption>Sierra graduated from New England Puppy School in 2008 with a degree in obedience. She is in charge of warm greetings at the door and general stress reduction for clients and staff. Sierra joined us from Ocean Spray Labradors. She enjoys fetch, running, eating and sleeping.</image:caption>
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    <lastmod>2020-10-30</lastmod>
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    <lastmod>2026-01-23</lastmod>
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    <lastmod>2025-05-27</lastmod>
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    <lastmod>2020-11-07</lastmod>
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    <lastmod>2021-01-13</lastmod>
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    <lastmod>2025-05-27</lastmod>
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    <lastmod>2020-11-12</lastmod>
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  <url>
    <loc>https://www.pinneyandscofield.com/about</loc>
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    <lastmod>2025-07-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f05b564efabb003e32dbfe6/1605281898238-KEKOVQJHYOBEP6OUNHZJ/headshot-4.jpg</image:loc>
      <image:title>About - John Goddard</image:title>
      <image:caption>John has been a partner of the firm since 2014. He is a 1996 graduate of Bentley College with a degree in Economics-Finance. John is a CERTIFIED FINANCIAL PLANNER™ professional. His professional affiliations include the Financial Planning Association® and National Association of Personal Financial Advisors (NAPFA). He has been quoted in national and local publications including the Wall Street Journal and Boston.com. Prior to joining Pinney &amp; Scofield in 2007, John worked at Merrill Lynch, Ameriprise Financial and John Hancock. In his free time, John enjoys reading, basketball, golf, and spending time with his wife and two sons.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f05b564efabb003e32dbfe6/1605281830134-B863CZI4K9Q6JQS6EK2Q/headshot-3.jpg</image:loc>
      <image:title>About - Richard Seeley</image:title>
      <image:caption>Richard became a partner of the firm in 2021. He graduated from Rensselaer Polytechnic Institute in 1984 with a degree in engineering and a minor in management. He served over five years in the United States Air Force, during which time he received his MBA. Richard has been in the independent advisory business since 2001, spending five years with Prudential Insurance prior to that. He is a CERTIFIED FINANCIAL PLANNER™ professional and member of the Financial Planning Association®. He enjoys being outdoors and on the water with family and friends. He is interested in science and cosmology and is curious about many things. Having grown up in Bergen County, New Jersey, he is torn between rooting for New York area and Boston sports teams.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f05b564efabb003e32dbfe6/1605281779747-II9MXWI862A7TU0GZCQR/image2.jpeg</image:loc>
      <image:title>About - Mary Evans</image:title>
      <image:caption>Mary joined the firm in 2019. Prior to joining Pinney &amp; Scofield, she was a senior client adviser at TFC Financial Management, an independent financial advisory and investment management firm. She has held the designation of CERTIFIED FINANCIAL PLANNER™ professional since 2010. Mary holds her Bachelor of Science degree from Boston College, with a concentration in accounting. In December of 2006 she completed her Master of Science degree in Financial Planning from Bentley College. Mary previously worked closely with graduate students on career planning and placement at Bentley College and Babson College. She began her career at PricewaterhouseCoopers serving in a variety of roles as a member of the audit staff, in human resources and led the campus recruiting program for the Boston Office. Mary is a certified SHINE (Serving the Health Insurance Needs of Everyone) counselor in Massachusetts, a non-profit organization committed to providing accurate, unbiased health insurance information to Medicare beneficiaries.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f05b564efabb003e32dbfe6/1605281636114-58C3XPKNVLK2WO1Y47X4/image0.jpeg</image:loc>
      <image:title>About - Ryan McCarthy</image:title>
      <image:caption>Ryan graduated from the University of New Hampshire where she earned her degree in English Education. As the office manager she is responsible for a multitude of office responsibilities – some including opening of new accounts, managing client requests, internal accounting, and maintaining client information. Ryan joined us in 2008 from another investment advisory firm where she had been for 4 years. In her spare time, she is also a fitness cycle instructor and she and her dog, Sierra, enjoy spending time in the outdoors camping, hiking, and kayaking.</image:caption>
    </image:image>
    <image:image>
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      <image:title>About - Sierra (2008-2022)</image:title>
      <image:caption>In loving memory… Sierra graduated from New England Puppy School in 2008 with a degree in obedience. She is in charge of warm greetings at the door and general stress reduction for clients and staff. Sierra joined us from Ocean Spray Labradors. She enjoys fetch, running, eating and sleeping.</image:caption>
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